Dr. Criss Woodruff is the Director of Portfolio Management at Woodruff Financial Consultants. Criss has 40 years of experience in financial consulting and portfolio management. Prior to joining our team in 2001, he taught finance at Radford University, Texas A&M University-Corpus Christi, and Idaho State University. His research has appeared in the American Business Review, the Journal of Economics and Finance, the Transactions of the Society of Actuaries, and the Journal of Actuarial Practice.